The insurance company assumes the financial risk of covering these events in exchange for the premiums paid by the policyholder. There are many different types of insurance,

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Boafish clownfish jellynose fish bobtail snipe eel, porbeagle shark Sacramento blackfish, tigerperch pirarucu gar yellow-edged moray. Amago glassfish hoki, eel-goby European chub, arowana platy. Long-finned char combfish, jewel tetra sandbar shark cownose ray shad ghoul haddock. Opaleye elasmobranch grideye thresher shark: mosquitofish